I offer a personal approach to wealth management, outlining clear strategies and recommendations across all areas of your financial planning, investment portfolio management, and growing your long-term investments.
I bring a straightforward philosophy to wealth managment focused on you. Our relationship is a personal one; built on trust and understanding, an understanding between you and us that allows us to work expertly with your wealth management and across all aspects of your financial life.
I am highly skilled, experienced and qualified in the evaluation, construction and ongoing management of client investment portfolios. I provide tax-efficient financial strategies for both your financial protection and future retirement.
Additionally, I also provide wealth management and tax mitigation services which include pensions planning and management, investment portfolio management, and estate planning services, aimed at enhancing the income and growth of your long-term investments in a tax efficient way.
I can also help you with such things as:
- Financial Planning
Helping you identify your key goals and objectives and then help you to achieve these by managing your finances in the most effective way.
- Retirement Planning
I have a wealth of experience at evaluating existing pensions and assessing whether they remain competitive or should be re-organised and/or transferred to another scheme. I advise on accumulating wealth for retirement, help you to preserve that wealth such that it should serve its purpose throughout your retirement, and will advise you on the most appropriate means for generating an "income" from your funds.
- Tax Planning
The impact of tax deductions can substantially limit wealth accumulation, especially when saving over the longer-term. Limiting these deductions can therefore be a low-risk means of enhancing the growth rate of your portfolio. This can be achieved through a variety of approaches, each of which has merits and drawbacks depending upon your individual situation.
- Estate Planning
While death and taxes may be certain, this does not mean that they cannot be planned for in advance. Careful thought, consideration and planning help maximise your enjoyment of your wealth during your lifetime, prevent unnecessary disputes and burdens following your death, and ensure that a liability to tax does not arise unnecessarily.
- Protection Planning
Few like talking about the risk and potential implications of death, illness or incapacity within a family. However, the consequences of inadequate planning in this area could be devastating, with financial hardship and potentially little that can be done retrospectively to alleviate this. I can help you calculate your protection needs, evaluate the adequacy and cost-effectiveness of your existing arrangements, and make recommendations for additional cover as appropriate.
Shaun Hart is Chartered Financial Planner providing qualified, independent financial advice in Lewes and the surrounding area. Shaun is a local IFA offering you a professional, highly individual financial planning service that puts you, and your money first.
My clients are drawn from all walks of life; yet share similar values and attitudes toward money, and how they want it to work for them. They see the value in planning. They want clear and sensible advice and don't want any nasty surprises in the future.
Why Choose An Independent Financial Adviser
Unlike some advisers, such as 'tied agents' who have contractual obligations to one or more product providers, as an IFA, I act as the agent solely on your behalf and my independence enables me to research and choose products from the whole of the market.
I am highly skilled, experienced and qualified in the evaluation, construction and ongoing wealth management of client investment portfolios.